Name: Creamed Chipped Beef on Toast
Prep time: 5 min
Cook time: 10 min
Total time: 15 min
Cuisine: American
Ingredients: 8 oz dried beef, chopped and rinsed, then patted dry; 2 tbsp unsalted butter; 2 tbsp all-purpose flour; 1 cup whole milk; 1/2 cup heavy whipping cream; 1/4 tsp black pepper; 1/8 tsp ground nutmeg (optional); 4 slices white or sandwich bread, toasted

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This classic comfort dish features tender slices of dried beef folded into a smooth, creamy sauce and served over warm, crisp toast. It’s simple, filling, and deeply satisfying, making it a timeless favorite for breakfast, brunch, or an easy dinner.

Why You’ll Love This Recipe

Made with simple pantry ingredients
Ready in about 15 minutes from start to finish
Rich, creamy, and perfectly savory
Easy to customize with spices or add-ins
Comfort food that works for any time of day

Ingredients

(Tip: You’ll find the full list of ingredients and measurements in the recipe card below.)

8 oz dried beef, chopped and rinsed, then patted dry
2 tbsp unsalted butter
2 tbsp all-purpose flour
1 cup whole milk
1/2 cup heavy whipping cream
1/4 tsp black pepper
1/8 tsp ground nutmeg (optional)
4 slices white or sandwich bread, toasted

Directions

Rinse the dried beef under cool water to remove excess salt. Pat dry with paper towels and chop into bite-sized pieces.
In a medium skillet over medium heat, melt the butter until fully melted but not browned.
Sprinkle in the flour and whisk continuously for about 1 minute to form a smooth roux.
Slowly pour in the milk while whisking to prevent lumps.
Add the heavy whipping cream and continue stirring until the sauce thickens, about 3 to 5 minutes.
Stir in the chopped dried beef, black pepper, and nutmeg if using.
Reduce heat to low and simmer for 2 to 3 minutes, stirring occasionally, until everything is heated through.
Spoon the creamed beef generously over toasted bread and serve immediately.

Servings and timing

Servings: 4
Prep time: 5 minutes
Cook time: 10 minutes
Total time: 15 minutes

Variations

Add a pinch of paprika or cayenne pepper for gentle heat
Stir in sautéed onions or mushrooms for extra flavor
Serve over biscuits or mashed potatoes instead of toast
Use all milk instead of cream for a lighter sauce

Storage/Reheating

Store leftover creamed chipped beef in an airtight container in the refrigerator for up to 3 days. Reheat gently in a skillet over low heat or in the microwave, adding a splash of milk if the sauce thickens too much. Toast should be prepared fresh for best texture.

FAQs

What is chipped beef?

Chipped beef is thinly sliced, salted, and dried beef that is typically sold in jars or vacuum-sealed packages.

Is rinsing the dried beef necessary?

Rinsing is recommended because it removes excess salt and balances the flavor of the dish.

Can I make this recipe without cream?

Yes, you can replace the cream with additional milk, though the sauce will be slightly less rich.

What type of bread works best?

Classic white sandwich bread is traditional, but sourdough or whole wheat also work well.

Can this be made ahead of time?

The sauce can be made ahead and refrigerated, but it tastes best when freshly reheated and served.

How do I prevent lumps in the sauce?

Whisk constantly while adding the milk and cream slowly to keep the sauce smooth.

Is this dish only for breakfast?

No, it can be served for breakfast, brunch, lunch, or a quick dinner.

Can I freeze creamed chipped beef?

Freezing is not recommended because the cream sauce may separate when thawed.

How thick should the sauce be?

The sauce should be thick enough to coat a spoon but still pour easily over toast.

Can I reduce the salt further?

Yes, rinse the beef thoroughly and avoid adding any extra salt to the sauce.

Conclusion

Creamed chipped beef on toast is a simple yet comforting recipe that has stood the test of time. With its creamy texture, savory flavor, and quick preparation, it’s an ideal dish when you want something warm, filling, and easy to make using everyday ingredients.